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Utility Limits: Different Banks levy different limits on Utility Payments. This sheet keeps a tab on it.

Bank Name
Monthly Utility Transaction Limit (₹)
Surcharge Percentage
HDFC Bank
₹50,000 (Consumer), ₹75,000 (Business)
1%
SBI Card
₹50,000 (Cumulative)
1%
ICICI Bank
₹50,000 (Per Transaction)
1%
Axis Bank
₹25,000 (Cumulative)
1%
Kotak Mahindra Bank
N/A
N/A
IndusInd Bank
₹25,000 (Cumulative)
1% + GST
IDFC FIRST Bank
₹20,000 (Cumulative)
1% + GST
RBL Bank
₹50,000 (Per Month)
1%
Standard Chartered Bank
N/A
N/A
American Express
N/A
N/A
Yes Bank
₹15,000 (Cumulative)
1% + GST
Bank of Baroda
₹50,000 (Cumulative)
1% + GST